Guest writer, Andrew Salmon, takes a look at financial applications for the iPhone.
As more and more apps are added to the ever-growing universe in the palm of your hand, that is the iPhone, there are some very good ways to track your spending.
Keeping your finances in check on the go can help you avoid getting in over your head.
Here are the top six financial apps for the iPhone:
6. LoanShark
This app weighs in with a slightly hefty $4.99 price tag, but it could save you thousands in the long run. With LoanShark, you can calculate the actual cost of various loans as well as allowing you to compare interest rates and terms. So while the bank throws figures at you too fast to handle before thrusting the contract in front of you to sign, let LoanShark make sure you’re getting the deal that’s right for you budget.
5. PocketMoney
At only $1.99, PocketMoney is a steal. This easy to use app helps you keep track of your accounts, budget and your spending habits. Plus it easily exports financial data to your desktop’s financial software when it’s time to really number crunch. There’s also a minimum of data entry involved, leaving you more time to hunt out those ever-elusive bargains.
4. PayPal For iPhone
EBay allows you to stay on top of your auctions while you’re away from you desktop by offering real time updates on the status of your bid. You can even change your bid on the go. But how about paying for your item right away? Now PayPal for the iPhone allows you to easily send payments safely and securely. Also, in a snap, you can send funds to anyone on your contact list through use of your existing PayPal account. And it’s free!
3. SplashMoney
You’ll pay $4.99 for this personal finance app but with good money management features added to the ability to connect wirelessly to online banking with full security encryption, you’ll be on top of your finances every step of the way. Pay bills, move funds – all on the commute home – and you’ll free up more personal time when you do cross the threshold and call it a day.
2. Mint.com
Like most financial apps, Mint.com provides real time updates on account balances and tracks your spending habits to help you budget, which is great while travelling or otherwise away from home. However, this app is a free download, which ranks it high on this list. Manage savings, checking and credit cards accounts on the go and at no charge? This is a must have for the on-the-go financial whiz.
1. Moneystrands
The key here is ease of use and flexibility. As another free app, this is one you want on your iPhone. Slick and comprehensive, it’s a budgeting tool that even lets you anonymously compare your personal budget to those of others with a similar lifestyle so you can see how you’re doing in the wallet department. It gives you an up to date snapshot of your financial status and supports 44 worldwide currencies.
This is a guest article by Andrew Salmon of IVA.net – a UK company which has been helping people in debt for over 75 years.
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