Tag Archives: accounts

An IT Professional’s Internet Privacy Tips – Simple And Effective

https://i0.wp.com/it.sheridanc.on.ca/images/internetprivacy.jpgInternet privacy tips are often complex and mind numbing and, generally promote an overblown reliance on technology. In this guest article, IT professional Robert Coulter, cuts through the knarly knot of the usual wooden security tips with a range of suggestions designed to keep hackers and other nefarious types away from your important private data while online.

As revealed in Wired Magazine, every piece of electronic communication is able to be intercepted by someone, somewhere. Even Internet giants like LinkedIn can be compromised, as an estimated 6.5 million password were hacked earlier this month. With that in mind, the only real way to guarantee complete online security is to never go online at all. Since this is neither practical nor desirable, by most people, there are still steps you can take to protect your online security and protect your personal information while enjoying the benefits of the Web.

Don’t overshare.

This first tip is simply common sense. Don’t share more than is necessary on the Web, especially on social networking sites such as Facebook and Twitter. While it can be fun, consider the risks from sharing every last detail of your life with the world, such as birth date, where you go (check-ins), pictures of your children, details of your job and relationships.

All of these details make social engineering hacks easy to perform and open you up to identity theft. Do your bank accounts have common security questions like “Mother’s Maiden Name?” or “City of Birth?” protecting your passwords in the event you need to reset them? Well, chances are this information is easily found by snooping around your social media profiles, making it an easy matter to reset passwords on sensitive accounts.

If you do insist on sharing, at least tighten up your Facebook privacy settings and keep your circle of friends small and limited to those you actually know. Also, disable the most invasive features, like check-ins and photo tagging.

Use a cloud-based antivirus rather than a signature-based one.

Cloud-based antivirus solutions, such as those offered by Webroot and Symantec, do away with large signature file downloads, which eat up bandwidth and can take up to several gigabytes of hard drive space. Instead, all of the signatures reside in “the cloud” and every file and Web request gets run against this ever-growing, real time database using the provider’s resources rather than your computer’s, speeding things up greatly and providing the most up-to-date protection.

Set stronger passwords.

ElcomSoft recently did a study that estimates just 25% of people regularly change their password. Setting a strong password, and changing it frequently, is key to protect your identity. Many experts suggest using long strings of random gibberish with special characters for greatest safety, but these can become nearly impossible to remember, leading to the insecure solution of storing them in an unprotected spreadsheet or on little bits of paper which can get lost.

One way to get a strong password that is easy to remember is to use a four word phrase, such as “kayaking beats drudge work” and substituting the spaces for a special character, such as “#” or “_.” The length and randomness will take a hacker more time than it is worth to figure out, while also being easy to commit to your own memory.

Use a Mailinator account on potential spam sites.

Mailinator is a great tool for signing up for web offers without actually providing your real email address. Mailinator works by allowing you to invent a disposable email address, which you can check without a password and which keeps messages for only 24 hours before being automatically erased. This is great when signing up for a site which seems to offer something enticing, but which might be spammy or even a hacker site, as your real email address is never revealed.

Deactivate old or unnecessary accounts.

Old accounts might leave your information scattered across the Internet for anyone to mine, especially on sites past their prime and maintained very irregularly by their administrators, as they tend to have lax security measures. The answer is to delete these old accounts. Even Facebook now has a “delete” feature, rather than just the “deactivate” one, so take advantage of this to clean up your online traces and reduce the temptation for hackers to learn more about you in an unwholesome way.

In conclusion, online threats are constantly evolving, and the best guardian of personal data is truly the individual user himself. Be smart and be skeptical when online it just might save you thousands of dollars and countless hours of heartache.

Guest author Bio: Robert Coulter works in the security industry at authentify.com which offers two-factor verification solutions for companies who need increased security protection for their clients.

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Filed under Cyber Crime, Guest Writers, Internet Safety, Privacy, Social Networks

Top 6 Personal Finance Apps for the iPhone

Guest writer, Andrew Salmon, takes a look at financial applications for the iPhone.

image As more and more apps are added to the ever-growing universe in the palm of your hand, that is the iPhone, there are some very good ways to track your spending.

Keeping your finances in check on the go can help you avoid getting in over your head.

Here are the top six financial apps for the iPhone:

6. LoanShark

This app weighs in with a slightly hefty $4.99 price tag, but it could save you thousands in the long run. With LoanShark, you can calculate the actual cost of various loans as well as allowing you to compare interest rates and terms. So while the bank throws figures at you too fast to handle before thrusting the contract in front of you to sign, let LoanShark make sure you’re getting the deal that’s right for you budget.

5. PocketMoney

At only $1.99, PocketMoney is a steal. This easy to use app helps you keep track of your accounts, budget and your spending habits. Plus it easily exports financial data to your desktop’s financial software when it’s time to really number crunch. There’s also a minimum of data entry involved, leaving you more time to hunt out those ever-elusive bargains.

4. PayPal For iPhone

EBay allows you to stay on top of your auctions while you’re away from you desktop by offering real time updates on the status of your bid. You can even change your bid on the go. But how about paying for your item right away? Now PayPal for the iPhone allows you to easily send payments safely and securely. Also, in a snap, you can send funds to anyone on your contact list through use of your existing PayPal account. And it’s free!

3. SplashMoney

You’ll pay $4.99 for this personal finance app but with good money management features added to the ability to connect wirelessly to online banking with full security encryption, you’ll be on top of your finances every step of the way. Pay bills, move funds – all on the commute home – and you’ll free up more personal time when you do cross the threshold and call it a day.

2. Mint.com

Like most financial apps, Mint.com provides real time updates on account balances and tracks your spending habits to help you budget, which is great while travelling or otherwise away from home. However, this app is a free download, which ranks it high on this list. Manage savings, checking and credit cards accounts on the go and at no charge? This is a must have for the on-the-go financial whiz.

1. Moneystrands

The key here is ease of use and flexibility. As another free app, this is one you want on your iPhone. Slick and comprehensive, it’s a budgeting tool that even lets you anonymously compare your personal budget to those of others with a similar lifestyle so you can see how you’re doing in the wallet department. It gives you an up to date snapshot of your financial status and supports 44 worldwide currencies.

This is a guest article by Andrew Salmon of IVA.net – a UK company which has been helping people in debt for over 75 years.

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Filed under cell phone, Cell Phone Apps, iPhone, Mobile Applications, Productivity Software, Software