8 responses to “ATM Scams – Here’s What You Need To Know

  1. Mal

    Hey Bill,
    A very good article. I know when I use an ATM, I am just as paranoid then as when using the internet. Old habits die hard, don’t you know.

    • Hey Mal,

      lol! Yep you’re right – “Old habits ‘Die Hard'”. Might be a movie in that. 🙂

      There’s a certain etiquette that should be observed when the person in front is punching in access code – but I find, more and more people just ignore it. I often feel like turning around and asking the person behind me to “get off my back”, “give me some room” …… – whatever. Annoying as hell.



  2. I use ATM’s INSIDE banks. Outside of bank hours I do without or use ‘cashback’ in a store.

    When validating any card anywhere:
    ** reduce exposure time by having the card ready in your hand & not counting the notes at the scene. Think like a burglar ~ get in & get out.

    ** remove card from wallet prior to reaching the card reader & ONLY when you’re alone [while at home before setting out or while in your car for example]

    ** Return card & cash to wallet only when alone ~ in the meantime just put both in a deep pocket

    ** Use body blocking & don’t finger-peck at the keypad as it’s too easy to figure the spacial relation of one press to the next press ~ better to place all your fingers of one hand on the pad & rapidly key in with very little lateral finger movement & put a couple of fake presses in the sequence. Hover spare hand over the keying-in hand.

    ** Watch for camera phones & iPads etc. These cameras are incredible ~ as a [not relevant] example they can see detail on a screen or behind glass hidden to the human eye by glare/reflection. Something to do with polarised light maybe. Cameras can be hidden in the frames of eyeglasses too, but I doubt that ATM scammers have got there yet. I could tell you some stories about the use of cameras, I.R. dyes & contact lenses in the world of live poker. Some players have the devils own luck…

  3. Georg

    I would add one more precaution:
    As some crooks use thermal imagers to take a snapshot of the keypad well after you have left, and thus can find out which keys have been pressed, it is a good idea to use the rear end of a pen or some sort of stylus to avoid thermal marks left behind by warm fingers.

    All the best


  4. Glad that I read these tips, I will keep these in mind when I’m at the ATM the next time!